When you are driving abroad, outside of the UK, it is important that
you are protected while you are driving. Unfortunately you can lose
thousands of pounds if you are not totally informed on the type of
insurance cover you are going to need when you are driving in
another country. Before you begin driving outside of the UK, you
need to read the rest of this guide on driving abroad to be sure you
are prepared and sufficiently covered.
There are many drivers who think that they automatically have
coverage when driving abroad. Usually they only actually have
coverage for basic Road Traffic Accident insurance. Depending on
what country you are travelling in, you may only have third party
cover, if that. This means that you are not covered if your car gets
stolen in anther country or if you end up in the middle of various
legal matters after having an accident.
Historically, British drivers have always needed a green car, which
is a special certificate, providing that they have insurance
overseas. Some of the countries in the European Union have since
agreed that the tourists in the country did not need this green card
when travelling; however, not all countries have applied this idea.
One example of this is Romania. In this country, your car can
actually be impounded if you do not have your green card. You must
also have your green card if travelling in Andorra, Poland, and
Malta. While you theoretically do not need a green card in either
Italy or France, you may even experience difficulties in some places
that are off the beaten track in these countries as well.
If you need to get a green card, it is totally free for you to get.
The card shows that you have at least some type of insurance cover
on the car you are driving abroad. However, unless you extend your
cover while abroad, travellers only have RTA insurance. There are
some companies that charge for the green card and offer green card
cover. What this actually is is an extension of your normal cover
while you are in a different country. You usually have to pay extra
for this type of cover.
Depending on how long you need to cover abroad, the rates for it
will vary quite a bit. Some companies will also consider what type
of car you will be driving and various other factors that may have
an impact on the risk. There are also hybrid packages offered by
some companies that have breakdown cover across Europe as well.
If you plan on travelling abroad in your own car, more than likely
you will want to go ahead and extend your comprehensive cover.
However, you should be sure to do this in advance to be sure that
you have the documentation you need before you start to travel. You
never want to be abroad without the proper type of insurance cover.
This can lead to a great loss of money on your part, since you may
not have the cover that you need.
While it will cost a bit to get the extended cover when you travel
abroad, it will definitely be worth it, especially if you are
involved in a motor vehicle accident in a different country. Of
course it is always important that you plan ahead. So, before you
travel, be sure that your insurance is all in order so you are not
stuck without cover in a strange country.
We hope this information about "Driving
Abroad" was very helpful to you. Please feel to leave your
feedback to help us improve our service to for you.
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