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Classic Car Insurance

Classic Car Insurance

Affordable Classic Car Insurance by comparing over 50 UK insurers for cheaper cover.

You have been waiting for years to get that classic car that now sits in your garage, safe from the elements of the weather or anything else that may hurt or damage your car. You are so proud of that car. The value is incredible and you aren’t sure if you even want to drive it. Maybe you want to just look at it for a while. But you are now the proud owner of a classic car. Now what? What happens if someone breaks in my garage and steals my car? It has taken me a lifetime to get this car. We’re not talking a Ford Taurus here. We are talking “classic” as in “wow, look at this car” at the next car show.

Classic CarsSo many people are getting into the hobby of collecting cars. There are car shows every summer to see these beauties. Some purchase the car of their dreams; some find an old car and rebuild it to new again.

So what do I do about classic car insurance? Is there such a thing? How much will it be? Is it going to cost a fortune because the car is so valuable? Well, there is such a thing as classic car insurance and it won’t cost you a fortune. Classic car insurance is not known to most people, they may just add it to their regular auto policy not knowing any different. They don’t realize that they can have better coverage from a classic car insurance provider.

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Classic car insurance is rated on value and use. If you use your car for ‘show” purposes and not road driving, then the rate will be less. It will be covered for loss or damage while it is being exhibited and/or in the process of being transported to and from the exhibition as long as it is not being driven, but being transported.

The coverage for storing your car will be Laid Up Cover (Off Road). This means that your car must not be driven on the road. This is insurance to protect it from accidental damages and fire and theft while the car is kept in a locked garage on your private property. If you’re not storing it at your address, you will need to have the storage address approved by your insurance company.

Road Use coverage is Comprehensive coverage. This includes the “agreed value” of your car, Accidental Damage, Fire and Theft. You will also have coverage’s for Spare Parts and Accessories, Wedding Use and RAC Breakdown. This coverage will cost a bit more, as you will be using this car on the road with more coverage’s. But nevertheless, you will want to make sure you have the right car insurance for such a valuable investment. You can get the best and cheapest quotes at Norwich Union Direct.  Come and get a free quote for your valuable asset. All it takes is one moment and your car could be gone or damaged and you can imagine the costs that you will have to repair or replace it. Not worth taking that chance.


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