Breakdown Cover From Greenflag

Breakdown cover explained

A car accident resulting in significant damage to the vehicle is a car driver’s nightmare. Knowing that your car can be repaired after an accident helps to make a driver feel more at ease behind the steering wheel.

Having breakdown as part of your insurance policy is something that any car owner should invest in. Insuring against damage and repair costs is a classic example of being safe instead of sorry.

Find Out About Greenflag Breakdown Cover, Here!

A basic type of car breakdown cover plan is something to fall back on if you need to pay for damage expenses but there are different types of insurance plans.

In most cases you can contact your insurance company if your car breaks down after which the insurer will start to arrange for the car to repaired. The company will send help (in most cases) and takes care of car transport if the vehicle needs to be taken elsewhere for repairs.

Car breakdown cover plans

Most car insurance companies offer three main types of insurance plans to choose from. You can have breakdown cover included in your policy if you choose. The main insurance plans are:

Comprehensive car breakdown Cover

This is the most all-round type of car damage insurance. With this kind of insurance most companies offer an extensive service. You are fully covered if you have an accident and it will not matter if the damage was caused by you or by the other driver.

Typically included with this plan is car theft, car damage due to a break in and fire damage. The insurance company will offer you a replacement car to use when you own car is being repaired.

This type of breakdown cover plan is often recommended to first time drivers. The knowledge that you are fully insured helps to make especially insecure drivers feel more secure about their driving skills.

Basic breakdown cover

You’re covered for damage to your vehicle caused by others, if your car catches fire or someone steals it. If you end up in an accident that turns out to be your own fault you will end up paying the bill for repairs to your own car.

Of course this type of plan is often much cheaper than a comprehensive insurance plan and offers enough cover to feel safe on the road.

Third party Insurance With Breakdown Cover

This is the most basic type of insurance plan that is available today. Also called the very minimum insurance that you must have to be able to go ion the road this plan will cover damage that you have caused to another person’s car or to their property.

Your own vehicle is not insured no matter what occurs and this type of plan will usually not pay for any damage that will cost over £5,000 to repair. This kind of insurance plan is the easiest one to sign up for on the Internet. Online insurance sites offer this plan for relatively low payments and in most cases an insurance policy is just a few mouse clicks away.

What to expect from a car breakdown cover plan

Your insurance company should take care of the following things if you signed up for a breakdown cover plan:

• Your breakdown cover company will help to get you to your destination if your car breaks down away from home.

• Most breakdown cover plans for a certain amount of repair labour to be done on the spot. If your car cannot be fixed within the allotted amount of time the vehicle will be taken to a nearby garage to be repaired.

• If available a hire car will be given to you so that you can get to your destination after breaking down or the money paid for another type of transport is paid for by the insurer.

In most cases you will be able to stay over in a B&B or hotel if you are unable to travel on while your car is being fixed. This service is not offered by all insurers and it is important to read the small print on your breakdown cover policy if this service is important to you.

Get breakdown cover with your car insurance quote, click here.

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